We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. LuckyLoans.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Fortunate Loans does not provide any loan or consumer credit products directly.
Why Choose a Private Loan?
Are you looking to purchase a fresh car? Add an extension to your home? Or simply book a Family holiday of a lifetime? Most of us are incapable to afford such high cost items out of our monthly paycheques which is why many people in similar situations will turn to a individual loan for an extra financial cushion.
- One Plain Five minute application form
- 15 minute cash transfers
- Motionless monthly repayments
- Instant decisions
- Applying is 100% free
- Borrow inbetween 1 – Five years
- Lowest interest rates and APR*
- Pliable repayment terms
- No credit checks
Individual loans are exactly the same as unsecured loans and permit you to borrow anywhere up to £25,000 whilst spreading the cost over a 1 – Five year period. Private loans permit you to pay back a immobile monthly fee and are different from payday loans in the way that you can spread the cost of your loan out over a longer period of time, whereas payday loans usually require you to pay back the utter borrowed amount on your next payday in one payment.
Fortunate Loans is part of an titillating fresh group of online financial websites based in the UK and specialise in individual loans and brief term loans. Applying with Fortunate is swift and effortless, we help thousands of people every week and unlike many high street lenders and banks, we will always provide you with an instant decision.
How it works
Choose the amount you want to borrow
By using our homepage sliders you can select your total payday loan amount and borrowing period. You can select funds of £50 – £2000 to be repaid anywhere from 7 days to Three months.
Your application is 100% online and should take approximately Five minutes. So we can give you an accurate and instant online decision we’ll ask you for some individual information such as your home address, employment details and monthly outgoings. For approved applications we will also require your bank details in order to transfer the funds directly into your account.
Instant Online Decision
We will give you an instant online decision within a few seconds of submitting your application form. Once approved your loan agreement form will be displayed to you where you can check everything over to make sure that you are comfy with it. We will always display the total loan amount, interest rates and repayment dates so you know exactly how much you will need to pay back and when, there will be no hidden costs.
Receive Your Funds
After you have reviewed and accepted your loan agreement form, we will automatically transfer the funds directly into your bank account. We specialise in swift cash transfers, you could receive the funds in your account in just 15 minutes!**
How Much Can I Borrow?
You can borrow up to £25,000 which can be paid back over 1 &8211; Five years. This means that you will pay a immobilized monthly fee until the utter cost of your loan including interest rates has been repaid in utter. It is entirely your choice if you determine to repay the total cost of your loan in 1 year or Five. However most people choose to spread the cost over a longer period of time which would result in smaller monthly repayments.
Rapid Cash Transfers
We are proud of our reputation of providing one of the fastest loan application services available to UK customers. Our online loan service ensures you an instant decision within minutes of applying for a private loan which is what proceeds to set us apart from many Banks and high-street lenders. Once approved we aim to have funds transferred into your designated bank account within 15 minutes of submitting your application form.
Why Individual Loans?
UK customers borrow over £173 billion every year in individual and unsecured loans from high street banks and lenders. Individual loans are one of the most common types of loans in the UK due to their large value and plasticity permitting customers to use the loan for almost any purpose. Unsecured loans such as private and payday loans suggest a lot more plasticity than other borrowing methods as you can spread the cost of the loan out to suit your monthly budget. Typically the longer you borrow the loan for the lower the monthly payments will be, ideal for those wishing to keep monthly payments at a minimum. However by spreading your loan out over a Five year period this can in some cases increase the total amount that you pay back due to interest rates. More than Trio million people take out UK unsecured private loans every year with a total of over £130 million being borrowed every single day to UK customers which makes them one of the most popular choice of loans to choose from.
There are many different reasons why people turn to individual loans and why they proceed to grow in popularity with UK customers. There is no limitation as to what you can use a individual loan for; reasons vary from holidays to car loans.