Fresno Financial Assistance Installment Loans vs

A Guide to Getting The Help (and the Loan) You Need

There are lots of reasons why people can find themselves in financial trouble, but there are also tons of resources out there that people can use to get themselves back on track. If you’re living in Fresno and feeling the pinch of taut or non-existent finances, there are people and organizations out there waiting to help.

Getting Help in Fresno

There are situations where just getting money isn’t enough. If you are homeless and jobless and looking for shelter, a private loan very likely isn’t the right financial device for you. For people fighting with these issues, or with something like drug addiction, alcoholism, PTSD or health problems, there are professional organizations in Fresno and the surrounding areas that are dedicated to getting you the help that you need.

Healthcare & Community Clinics

Free or affordable healthcare can be hard to find. You might be tempted to just go to the Emergency Room and worry about the cost later. But when that bill shows up you will be very worried indeed. Here are some medical clinics and facilities in Fresno that provide services either for free or with income-based pricing.

Baart Cartwright Clinic – Fresno

3103 E. Cartwright Avenue

Fresno, CA – 93725

Fresno, CA 93706

539 Van Ness Avenue

Fresno, CA 93728

West Shaw Community Health Center

4739 W. Shaw Avenue, Ste Ten

Fresno, CA 93722

1945 N Fine Avenue, Ste 116

Fresno, CA 93727

Food Pantries

Everyone needs food, even if they can’t afford it. And for those who cannot, food pantries across Fresno and the surrounding areas are available.

Mountain View Community Church

3600 N Fowler Ave

Fresno, CA 93727

Community Food Bank Fresno

3403 E. Central Ave

Fresno, CA 93725

3542 E. Butler Avenue

Fresno, CA 93702

210 E Barstow Ave

Clovis, CA 93612

Clovis, CA 93612

Del Rey Community Center

10649 E Morro Ave

Del Rey, CA 93616

6425 W Bowles Ave

Raisin City, CA 93609

Addiction and Recovery

An addiction to drugs or alcohol can feel like a bottomless pit from which there is no escape. But every day, people do get the help they need to break free from the cycle of addiction. If you want to get help or know someone who does, here are some resources in Fresno to get you began:

Click here for a comprehensive list of drug and alcohol treatment centers — including inpatient, outpatient and detox centers, as well as sober living and other services-in the Fresno area. The list includes programs for fellows, women and minors.

To find a meeting of Alcoholics Anonymous in Fresno and surrounding areas, visit the Fresno-area website or call (559) 221-6907.

Al-Anon is an organization that offers meetings, resources and support to the family-members, playmates and children of alcoholics. For more information, check out the South Valley Al-Anon website or call (559) 444-0224.

For information on Narcotics Anonymous meetings in Fresno, visit CalMidStateNA.org or call (559) 255-5881.

Gamblers Anonymous meetings in Fresno can be found by visiting the Gamblers Anonymous website or by calling the local hotline, (855) 222-5542.

Visit www.recovery.org to find even more resources in the Fresno area, such as twelve step meetings, outpatient clinics, addiction specialists and rehab centers.

Veterans Services

There are too many veterans of America’s military who end up homeless and living on the street. There are veterans who suffer from PTSD and turn to alcohol and drugs in order to cope. There are veterans who are incapable to find a job and who battle severe depression. If you or someone you know is a veteran fighting to readjust, there are places to go for assistance. Here are some of the places in Fresno that military veterans can turn to for aid:

1320 E. Shaw Ave, Suite 105

Fresno, CA 93710

Sacramento, CA 95814

5150 North Maple Avenue M/S JA57

Fresno, CA 93740

Fresno, CA 93727

1320 E Shaw Ave, Suite 125

Fresno, CA 93710

2615 E. Clinton Avenue

Fresno, CA 93703

2811 West California Avenue

Fresno, CA 93706

Housing, Rent Assistance & Foreclosure

If you lose your job, you might abruptly find yourself wondering how you’re going to keep the lights on. If you’re a tenant in a dispute with a landlord, do you know what rights are assured to you under state law? These questions and more are ones that people face every day. If you are in Fresno, know that there are organizations and programs out there that can provide assistance.

The Fresno County Economic Opportunities Commission provides assistance to families who are fighting to pay their utilities. They can be reached at (559) 263-1010.

Low Income Home Energy Assistance Program (LIHEAP) is another program that provides aid for low-income families to pay their utility bills. Give them a call at (559) 263-1135.

Fresno County Human Services Department Of Children and Family Services can provide assistance and referrals for people in Fresno County facing any number of issues, including problems with rent, housing, utilities, tenant issues and more. They can be reached by phone at (559) 600-1377. Their offices are located at 2135 Fresno St, Fresno, CA 93721.

The California Department of Housing and Urban Development has programs to assist people in Fresno who have encountered issues with housing, rent and utilities. They also provide resources to help you know your rights as tenant or homeowner. Visit their website for more information and to find the department phone directory.

Fresno Housing Authority operates a number of programs for people in need of affordable housing. For more information, visit their website or call (866) 559-4211.

Fresno Economic Opportunities Commission has programs to assist low income residents and families with rent, utilities and other housing issues. For more information on their programs and contact information, click here.

Homelessness

If you are living on the streets of Fresno, you don’t have to stay there. There are organizations both public and private with programs that can help you get into housing and, more importantly, help you get back on your feet. For those fighting with mental health issues, drug addiction or an abusive spouse, there are programs specifically tailored to help you.

Fresno Housing Authority operates a number of programs for people in need of affordable housing. These programs include emergency housing, housing vouchers and services for the homeless. For more information, visit their website or call (866) 559-4211.

Catholic Social Services provides shelter and emergency services for those in need. You can call them at (559) 237-0851 or visit their website.

The Emergency Housing Center at Plaza Terrace has programs to assist eligible families find permanent housing. They also provide emergency shelter and are operated by Fresno County Human Services System. You can reach them at (559) 453-6794 or (559) 453-6793.

United Way of Fresno and Madera Counties has assistance programs for food, shelter, homelessness prevention and to aid tenants in landlord disputes. Give them a call at (866) 559-4211.

Evangel Home, Inc. provides shelter for single women and women with children. Boys under nine are accepted. They can be reached at (559) 264-4714.

Fresno Rescue Mission has improvised shelter and offers assistance programs to individuals and families. Their phone number is (559) 268-0839.

At the Marjaree Mason Center women and children escaping domestic violence can receive thirty-day emergency shelter. The Center can also assist with low-cost transitional housing for women and children. They can be reached at (559) 233-4357.

The Fresno County Department of Social Services has programs that assist with makeshift and permanent housing for homeless families eligible for CalWORKs. Their phone number is (559) 600-5315.

For a listing of homeless, emergency and makeshift shelters in Fresno, click here.

Borrowing Money in Fresno

Sometimes all you need to solve the problem in front of you is the money to pay the bill. But where are you going to get that cash? If you’re not careful, you could end up getting a loan from a predatory lender. (1) These are lenders who take advantage of people who are in desperate situations and need quick cash. You will often encounter a predatory lender in the form of a payday loan, a car title loan or a loan from a pawn shop. Before you sign on the dotted line, it’s a good idea to learn The Truth about Payday, Pawnshop, and Car Title Loans. (Two)

Payday Loans in Fresno

Places that advertise quick cash could have long, continuous consequences.

Payday loans are puny loans, often not more than a few hundred dollars, that come with very brief repayment terms. Normally, you won’t have longer than 30 days to repay the loan. The name “payday loans” comes from the idea that the person taking out the loan will pay it off once they receive their next paycheck. In Fresno, a person can borrow up to $300 with a payday loan, including a maximum 15% fee. (Trio)

A 15% fee on a $300 principal would add up to an APR of 460%. That sounds like a lot. And it is. But there are lots of payday loans with APRs that are far higher. Now, since an APR is calculated on an annual basis — it’s what you would pay on the loan over the course of one year — it might seem like the APR doesn’t indeed factor in. You don’t need to worry about the APR on a loan with two-week payment terms right? Wrong.

You may have heard of something called “a cycle of debt.” This is the cycle that occurs when a person doesn’t have enough money to pay back their loan on the due-date. The lender then offers to “rollover” their loan. This means that the lender extends the expiration date in comeback for charging an extra fee and collecting more interest. In some situations, lenders will even suggest to make the borrower a fresh loan in order to pay off their old one. What makes it a cycle is that the borrower oftentimes will still fight to repay. So the lender will then extend the expiration date again and charge yet another fee. Pretty soon the borrower completes up owing far more money than they could ever hope to pay off on time. They find themselves trapped in a cycle of debt.

Fortunately, rolling over a loan is prohibited under California law. But this doesn’t mean that you are entirely safe from predatory lending practices. If you have a complaint against a payday lender in Fresno or would like to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Title Loans in Fresno

A Quick Way to Get a Puny Amount of Makeshift Cash and Lose Your Car Forever

A title loan is different from a payday loan because it is a secured loan. Secured sounds good right? Well, think again.

A secured loan is a loan where the borrower puts up collateral in order to secure funds from the lender. If the borrower cannot repay, the lender gets to take their collateral and sell it to recoup their losses. When you take out a title loan, the loan is secured by the title to your car, truck or vehicle. You turn over the title and the lender palms over the cash. If you can’t repay the loan, the lender can — and almost certainly will — repossess your car. So while you might have paid off your emergency expenses, you are now minus a car.

When you take out a title loan, you will be charged interest and an extra fee. In 2014, the Sacramento Bee quoted an official from the California Department of Business Oversight as stating “State law does not limit interest rates on consumer loans of $Two,500 or more. In 2013, virtually all auto-title loans — 99.99 percent — were above that amount, meaning there was no cap on interest rates. In most cases, the annual percentage rate on those loans ranged from 70 percent to 100 percent and higher.” (Four)

Even however the interest rate on a car title loan is lower than on a payday loan, is it low enough to risk losing your car? If you encounter predatory lending practices on your loan, odds are that you don’t stand a fine chance of holding onto your vehicle or getting it back once it’s gone. If you have a complaint against a title lender in Fresno or want to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Pawn Shops in Fresno

Don’t pawn something unless you’re ready to never see it again.

Do you like the demonstrate Pawn Starlets? Well, unluckily, if you are taking out a loan from a pawn shop to get some quick cash, you most likely aren’t going to feel like a starlet. More likely, you’ll feel like a lowly PA. (Five)

In order to get a loan from a pawn shop, you very first need to suggest them something valuable, like a television or jewelry or a infrequent very first edition printing of The Odyssey. The pawn shop makes a loan to you based on the value of the item. This is called “pawning” the item. The pawn shop then holds onto the item and comebacks it to you once the loan has been repaid. If the loan is not repaid, the pawn shop can sell the item to recoup their losses.

Pawn shop loans come with interest and fees and are regulated by the State of California. By law, the monthly interest that a pawn shop can charged is capped at 3% and the loan set-up fee cannot exceed $30. (6) California does not permit lenders to “rollover” loans, which is good because rolling over a loan is often indicative of predatory lending practices. Rolling over a loan means that the lender charges the borrower extra fees and interest in comeback for extending the due date on the loan. It can trap borrowers into a perverse cycle of debt, as they owe more and more and eventually owe far more than they would ever be able to repay.

If you have valuable items lounging around, a pawn shop can be a very effortless place to get some quick cash. But if you have valuable items that you don’t want to risk losing, it might not be your best option. Before you determine to pawn your grandmother’s original Bavarian snow globe collection, check out these tips for buying and selling at a pawn shop. (7) You can also learn more about the benefits and drawbacks of pawn shop loans in this Business Insider Article. (8)

If you have a complaint against a pawn shop in Fresno or would like to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Individual Installment Loans in Fresno

A safe, strategic decision that could benefit you for years to come.

If you are looking for emergency cash, you don’t have to put up your car as collateral or take out a short-term, high-interest payday loan. Instead, you can get a safe, reliable and reasonable loan from OppLoans. Our individual installment loans won’t hit you with exorbitant hidden fees and are geared towards your capability to repay. If you want to apply, you can pack out our effortless online application today. If you’re approved, those funds can be transferred to your bank account as early as the next business day.

OppLoans always strives to produce prompt, pliable, fair and five-star service:

  • Prompt: Apply online and find out if you’re approved in minutes. Once approved you can get your cash as early as the next business day.
  • Nimble: We suggest longer terms, larger loans, and affordable, immobile payments. Your monthly payment will be the same via the life of the loan.
  • Five-Star: Customers rate us Four.9 out of Five starlets for our friendly service. We also provide discounts for credit education.

OppLoans offers private installment loans that range from $1,000-$Ten,000. Our competitive interest rates are 75%-125% lower than other lenders. You don’t have to go to a sketchy payday lending store or forearm over the title your car or hock your mom’s jewelry. You can apply for an OppLoan today, from the safety and (somewhat Cheeto-stained) convenience of your own couch. If you are someone living on a taut budget, a loan from OppLoans comes with longer repayment periods and immovable monthly payments. The amount you pay each month will never switch.

See more local California guides below:

*OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.

A Guide to Getting The Help (and the Loan) You Need

There are lots of reasons why people can find themselves in financial trouble, but there are also tons of resources out there that people can use to get themselves back on track. If you’re living in Fresno and feeling the pinch of taut or non-existent finances, there are people and organizations out there waiting to help.

Getting Help in Fresno

There are situations where just getting money isn’t enough. If you are homeless and jobless and looking for shelter, a private loan very likely isn’t the right financial instrument for you. For people fighting with these issues, or with something like drug addiction, alcoholism, PTSD or health problems, there are professional organizations in Fresno and the surrounding areas that are dedicated to getting you the help that you need.

Healthcare & Community Clinics

Free or affordable healthcare can be hard to find. You might be tempted to just go to the Emergency Room and worry about the cost later. But when that bill shows up you will be very worried indeed. Here are some medical clinics and facilities in Fresno that provide services either for free or with income-based pricing.

Baart Cartwright Clinic – Fresno

3103 E. Cartwright Avenue

Fresno, CA – 93725

Fresno, CA 93706

539 Van Ness Avenue

Fresno, CA 93728

West Shaw Community Health Center

4739 W. Shaw Avenue, Ste Ten

Fresno, CA 93722

1945 N Fine Avenue, Ste 116

Fresno, CA 93727

Food Pantries

Everyone needs food, even if they can’t afford it. And for those who cannot, food pantries across Fresno and the surrounding areas are available.

Mountain View Community Church

3600 N Fowler Ave

Fresno, CA 93727

Community Food Bank Fresno

3403 E. Central Ave

Fresno, CA 93725

3542 E. Butler Avenue

Fresno, CA 93702

210 E Barstow Ave

Clovis, CA 93612

Clovis, CA 93612

Del Rey Community Center

10649 E Morro Ave

Del Rey, CA 93616

6425 W Bowles Ave

Raisin City, CA 93609

Addiction and Recovery

An addiction to drugs or alcohol can feel like a bottomless pit from which there is no escape. But every day, people do get the help they need to break free from the cycle of addiction. If you want to get help or know someone who does, here are some resources in Fresno to get you commenced:

Click here for a comprehensive list of drug and alcohol treatment centers — including inpatient, outpatient and detox centers, as well as sober living and other services-in the Fresno area. The list includes programs for studs, women and minors.

To find a meeting of Alcoholics Anonymous in Fresno and surrounding areas, visit the Fresno-area website or call (559) 221-6907.

Al-Anon is an organization that offers meetings, resources and support to the family-members, playmates and children of alcoholics. For more information, check out the South Valley Al-Anon website or call (559) 444-0224.

For information on Narcotics Anonymous meetings in Fresno, visit CalMidStateNA.org or call (559) 255-5881.

Gamblers Anonymous meetings in Fresno can be found by visiting the Gamblers Anonymous website or by calling the local hotline, (855) 222-5542.

Visit www.recovery.org to find even more resources in the Fresno area, such as twelve step meetings, outpatient clinics, addiction specialists and rehab centers.

Veterans Services

There are too many veterans of America’s military who end up homeless and living on the street. There are veterans who suffer from PTSD and turn to alcohol and drugs in order to cope. There are veterans who are incapable to find a job and who battle severe depression. If you or someone you know is a veteran fighting to readjust, there are places to go for assistance. Here are some of the places in Fresno that military veterans can turn to for aid:

1320 E. Shaw Ave, Suite 105

Fresno, CA 93710

Sacramento, CA 95814

5150 North Maple Avenue M/S JA57

Fresno, CA 93740

Fresno, CA 93727

1320 E Shaw Ave, Suite 125

Fresno, CA 93710

2615 E. Clinton Avenue

Fresno, CA 93703

2811 West California Avenue

Fresno, CA 93706

Housing, Rent Assistance & Foreclosure

If you lose your job, you might all of a sudden find yourself wondering how you’re going to keep the lights on. If you’re a tenant in a dispute with a landlord, do you know what rights are ensured to you under state law? These questions and more are ones that people face every day. If you are in Fresno, know that there are organizations and programs out there that can provide assistance.

The Fresno County Economic Opportunities Commission provides assistance to families who are fighting to pay their utilities. They can be reached at (559) 263-1010.

Low Income Home Energy Assistance Program (LIHEAP) is another program that provides aid for low-income families to pay their utility bills. Give them a call at (559) 263-1135.

Fresno County Human Services Department Of Children and Family Services can provide assistance and referrals for people in Fresno County facing any number of issues, including problems with rent, housing, utilities, tenant issues and more. They can be reached by phone at (559) 600-1377. Their offices are located at 2135 Fresno St, Fresno, CA 93721.

The California Department of Housing and Urban Development has programs to assist people in Fresno who have encountered issues with housing, rent and utilities. They also provide resources to help you know your rights as tenant or homeowner. Visit their website for more information and to find the department phone directory.

Fresno Housing Authority operates a number of programs for people in need of affordable housing. For more information, visit their website or call (866) 559-4211.

Fresno Economic Opportunities Commission has programs to assist low income residents and families with rent, utilities and other housing issues. For more information on their programs and contact information, click here.

Homelessness

If you are living on the streets of Fresno, you don’t have to stay there. There are organizations both public and private with programs that can help you get into housing and, more importantly, help you get back on your feet. For those fighting with mental health issues, drug addiction or an abusive spouse, there are programs specifically tailored to help you.

Fresno Housing Authority operates a number of programs for people in need of affordable housing. These programs include emergency housing, housing vouchers and services for the homeless. For more information, visit their website or call (866) 559-4211.

Catholic Social Services provides shelter and emergency services for those in need. You can call them at (559) 237-0851 or visit their website.

The Emergency Housing Center at Plaza Terrace has programs to assist eligible families find permanent housing. They also provide emergency shelter and are operated by Fresno County Human Services System. You can reach them at (559) 453-6794 or (559) 453-6793.

United Way of Fresno and Madera Counties has assistance programs for food, shelter, homelessness prevention and to aid tenants in landlord disputes. Give them a call at (866) 559-4211.

Evangel Home, Inc. provides shelter for single women and women with children. Boys under nine are accepted. They can be reached at (559) 264-4714.

Fresno Rescue Mission has improvised shelter and offers assistance programs to individuals and families. Their phone number is (559) 268-0839.

At the Marjaree Mason Center women and children escaping domestic violence can receive thirty-day emergency shelter. The Center can also assist with low-cost transitional housing for women and children. They can be reached at (559) 233-4357.

The Fresno County Department of Social Services has programs that assist with makeshift and permanent housing for homeless families eligible for CalWORKs. Their phone number is (559) 600-5315.

For a listing of homeless, emergency and improvised shelters in Fresno, click here.

Borrowing Money in Fresno

Sometimes all you need to solve the problem in front of you is the money to pay the bill. But where are you going to get that cash? If you’re not careful, you could end up getting a loan from a predatory lender. (1) These are lenders who take advantage of people who are in desperate situations and need quick cash. You will often encounter a predatory lender in the form of a payday loan, a car title loan or a loan from a pawn shop. Before you sign on the dotted line, it’s a good idea to learn The Truth about Payday, Pawnshop, and Car Title Loans. (Two)

Payday Loans in Fresno

Places that advertise quick cash could have long, durable consequences.

Payday loans are puny loans, often not more than a few hundred dollars, that come with very brief repayment terms. Normally, you won’t have longer than 30 days to repay the loan. The name “payday loans” comes from the idea that the person taking out the loan will pay it off once they receive their next paycheck. In Fresno, a person can borrow up to $300 with a payday loan, including a maximum 15% fee. (Trio)

A 15% fee on a $300 principal would add up to an APR of 460%. That sounds like a lot. And it is. But there are lots of payday loans with APRs that are far higher. Now, since an APR is calculated on an annual basis — it’s what you would pay on the loan over the course of one year — it might seem like the APR doesn’t truly factor in. You don’t need to worry about the APR on a loan with two-week payment terms right? Wrong.

You may have heard of something called “a cycle of debt.” This is the cycle that occurs when a person doesn’t have enough money to pay back their loan on the due-date. The lender then offers to “rollover” their loan. This means that the lender extends the expiration date in comeback for charging an extra fee and collecting more interest. In some situations, lenders will even suggest to make the borrower a fresh loan in order to pay off their old one. What makes it a cycle is that the borrower oftentimes will still fight to repay. So the lender will then extend the expiration date again and charge yet another fee. Pretty soon the borrower completes up owing far more money than they could ever hope to pay off on time. They find themselves trapped in a cycle of debt.

Fortunately, rolling over a loan is prohibited under California law. But this doesn’t mean that you are entirely safe from predatory lending practices. If you have a complaint against a payday lender in Fresno or would like to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Title Loans in Fresno

A Quick Way to Get a Petite Amount of Improvised Cash and Lose Your Car Forever

A title loan is different from a payday loan because it is a secured loan. Secured sounds good right? Well, think again.

A secured loan is a loan where the borrower puts up collateral in order to secure funds from the lender. If the borrower cannot repay, the lender gets to take their collateral and sell it to recoup their losses. When you take out a title loan, the loan is secured by the title to your car, truck or vehicle. You turn over the title and the lender palms over the cash. If you can’t repay the loan, the lender can — and almost certainly will — repossess your car. So while you might have paid off your emergency expenses, you are now minus a car.

When you take out a title loan, you will be charged interest and an extra fee. In 2014, the Sacramento Bee quoted an official from the California Department of Business Oversight as stating “State law does not limit interest rates on consumer loans of $Two,500 or more. In 2013, virtually all auto-title loans — 99.99 percent — were above that amount, meaning there was no cap on interest rates. In most cases, the annual percentage rate on those loans ranged from 70 percent to 100 percent and higher.” (Four)

Even however the interest rate on a car title loan is lower than on a payday loan, is it low enough to risk losing your car? If you encounter predatory lending practices on your loan, odds are that you don’t stand a good chance of holding onto your vehicle or getting it back once it’s gone. If you have a complaint against a title lender in Fresno or want to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Pawn Shops in Fresno

Don’t pawn something unless you’re ready to never see it again.

Do you like the demonstrate Pawn Starlets? Well, unluckily, if you are taking out a loan from a pawn shop to get some quick cash, you very likely aren’t going to feel like a starlet. More likely, you’ll feel like a lowly PA. (Five)

In order to get a loan from a pawn shop, you very first need to suggest them something valuable, like a television or jewelry or a infrequent very first edition printing of The Odyssey. The pawn shop makes a loan to you based on the value of the item. This is called “pawning” the item. The pawn shop then holds onto the item and comes back it to you once the loan has been repaid. If the loan is not repaid, the pawn shop can sell the item to recoup their losses.

Pawn shop loans come with interest and fees and are regulated by the State of California. By law, the monthly interest that a pawn shop can charged is capped at 3% and the loan set-up fee cannot exceed $30. (6) California does not permit lenders to “rollover” loans, which is good because rolling over a loan is often indicative of predatory lending practices. Rolling over a loan means that the lender charges the borrower extra fees and interest in come back for extending the due date on the loan. It can trap borrowers into a perverse cycle of debt, as they owe more and more and eventually owe far more than they would ever be able to repay.

If you have valuable items lounging around, a pawn shop can be a very effortless place to get some quick cash. But if you have valuable items that you don’t want to risk losing, it might not be your best option. Before you determine to pawn your grandmother’s original Bavarian snow globe collection, check out these tips for buying and selling at a pawn shop. (7) You can also learn more about the benefits and drawbacks of pawn shop loans in this Business Insider Article. (8)

If you have a complaint against a pawn shop in Fresno or would like to get more information, contact the California Department of Business Oversight at (916) 327-7585 or the Consumer Financial Protection Bureau at (855) 411-2372.

Individual Installment Loans in Fresno

A safe, strategic decision that could benefit you for years to come.

If you are looking for emergency cash, you don’t have to put up your car as collateral or take out a short-term, high-interest payday loan. Instead, you can get a safe, reliable and reasonable loan from OppLoans. Our private installment loans won’t hit you with exorbitant hidden fees and are geared towards your capability to repay. If you want to apply, you can pack out our effortless online application today. If you’re approved, those funds can be transferred to your bank account as early as the next business day.

OppLoans always strives to supply prompt, pliable, fair and five-star service:

  • Prompt: Apply online and find out if you’re approved in minutes. Once approved you can get your cash as early as the next business day.
  • Pliable: We suggest longer terms, larger loans, and affordable, immobile payments. Your monthly payment will be the same across the life of the loan.
  • Five-Star: Customers rate us Four.9 out of Five starlets for our friendly service. We also provide discounts for credit education.

OppLoans offers private installment loans that range from $1,000-$Ten,000. Our competitive interest rates are 75%-125% lower than other lenders. You don’t have to go to a sketchy payday lending store or forearm over the title your car or hock your mom’s jewelry. You can apply for an OppLoan today, from the safety and (somewhat Cheeto-stained) convenience of your own couch. If you are someone living on a taut budget, a loan from OppLoans comes with longer repayment periods and immobile monthly payments. The amount you pay each month will never switch.

See more local California guides below:

*OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.

Related movie: payday loans in fort walton beach florida


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