Best Online Private Loans for Fair to Bad Credit – S

Quick loans from $Two,600 to $Ten,000

S.O.S. Loans is a direct lender underwriting and servicing all loans. We do not sell, share or refer you to other websites. If you apply for a loan on this website your entire loan practice will be with S.O.S. Loans.

Online Loan Application

For a private loan anytime using your mobile phone, tablet or computer.

Rapid Loan Approval

Response via email or text in just minutes.

Same Day Loan

Money wired directly to your account today.

How Online Private Loans Work

Applying for an online individual loan with S.O.S. Loans is ordinary. We take pride in providing a quick and effortless process. Here’s how it works:

Apply Online

It’s plain, free and takes just a few minutes. Need Help? Call or Text us at (800) 503-6648 for a loan agent.

Verify information

We will request some basic supporting documents that you may submit to us via email text, or fax.

Receive funds

After you e-sign your contract your cash loan will be deposited directly into your bank account.

Why S.O.S. Loans?

We suggest quick, affordable and confidential installment loans for life’s everyday challenges. We are the industry leader for online private unsecured loans.

Bad Credit OK

Emphasis on most latest credit history permits us to suggest you a bad credit loan

Mobile Friendly

Finish loan process can be finished on a mobile device

No Origination Fee

The amount you borrow is the amount we deposit in your account

No Pre-payment Penalty

You only pay for the time you have the loan outstanding

Safe & Secure

Same security technology as online banking

256-bit SSL encryption

20 Years Lending Practice

Providing top rate service built on customer referrals

Low, Immobile Monthly Payments For All Individual Loans

Your online individual loan can be paid off at any time with no pre-payment penalty. You may pay extra at any time to help reduce your interest expense. You only pay for the time you have your individual loan outstanding.

  • Reliable customer support via Text, Email, Talk or Phone. Contact Us
  • See-through process you get what you borrow, no hidden or origination fees. Current Rates
  • Affordable loan payments just a few hundred dollars per month. Current Rates
  • We do not share your information with others. No SPAM Emails or Texts. Privacy Policy

Apply Now

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A California Direct Lender

S.O.S. Loans offers private loans or installment loans to qualified borrowers downright online and through the electronic banking system. Our process is so prompt and plain you could have your funds within a few hours. The nice thing about our online loans is that you can use your funds for any reason:

  • Consolidate debts
  • Eliminate bank fees
  • Cover an unexpected expense
  • Take a vacation

Apply Now

Your Private Loan Lender for.

Debt Consolidation, Emergencies or Vacations

Debt Consolidation Loans: Consolidate any payday loans, cash advances, or other high rate interest loans into a single monthly payment.

Emergency Loans: Pay medical bills, car repair, past due utilities, or collection accounts.

Vacation Loans: Take advantage of last minute deals for cruises, airfare or lodging.

What People Are Telling

Keisha W.

Had a last minute chance for a discounted family cruise to Mexico. Saved a boat explosion!

Thanks for the quick individual loan.

Jeanie S.

Your loan process was so ordinary, even I could do it. Thanks.

Latreese C.

Thanks so much for helping me in a time of need. With the unsecured private loan I was able to get my fresh apartment. My regards to Wes for his fine service.

Lupe S.

I was looking for a bad credit loan, SOS Loans came through with an installment loan when nobody else would.

Joseph G.

Was looking online for individual loans. Found SOS to have a lot better rates and lower payments than other lenders like Cashcall or LoanMe.

Marcus M.

Thanks for the quick loan. Because of SOS I was able to buy books and help with my tuition.

Got the cash loan I needed!

*APR’s for an S.O.S. Loan range inbetween 60% to 96% For more details CLICK: Terms & Rates

** Late Payment Policy: should payment be Ten days past due a $Ten.00 fee will be charged, 15 days past due a $15.00 fee will be charged.

***Non-Payment Policy: The borrower will be responsible for all past due accrued interest any associated late payment fee and a derogatory item will be reported to credit agencies. This will adversely affect your credit score and your capability to obtain credit in the future. Further, legal activity may be utilized to collect delinquent loans.

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