An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help spread your money. But before you inject your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your private information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i truly thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law stiff and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just disregard the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deepthroat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then embark calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Fully closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your mitt for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either persuading them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not totally pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So overlook these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the fine dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a stud indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through individual debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and eyed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal activity. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by arm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They ultimately stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This fellow claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law stiff” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the boy he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the fellow for a duo of minutes, I draped up on him and he called me right back and left a voicemail telling that me dangling up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a clever idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this fellow, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the dude claimed he couldn&039;t hear my spouse and began deepthroating into the phone before draping up. My spouse waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they desired me to put $120.00 on a green dot card as to demonstrate them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I persuade him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the intense accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He suspended up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you inject your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your private information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law stiff and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deepthroat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then begin calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Certainly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Totally closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your palm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either coaxing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not downright pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already violated the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I finish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a stud indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through individual debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and spotted it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by palm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This boy claims that I am being sued by someone, but the stud wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rigid” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the boy he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the dude for a duo of minutes, I suspended up on him and he called me right back and left a voicemail telling that me draping up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I suspended up on him that it was not a brainy idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this stud, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the stud claimed he couldn&039;t hear my spouse and embarked sucking into the phone before suspending up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they dreamed me to put $120.00 on a green dot card as to showcase them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m indeed jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I persuade him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just wished to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strong accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He suspended up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to accomplish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i truly thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law stiff and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good suck to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then embark calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to display a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will most likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Downright closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your palm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either persuading them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not entirely pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in utter they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already violated the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So overlook these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the fine dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a man signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and witnessed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by palm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This man claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law hard” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the boy he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the stud for a duo of minutes, I dangled up on him and he called me right back and left a voicemail telling that me suspending up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a brainy idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this dude, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the stud claimed he couldn&039;t hear my hubby and began deep-throating into the phone before draping up. My spouse waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they desired me to put $120.00 on a green dot card as to demonstrate them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just desired to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the mighty accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He suspended up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help spread your money. But before you come in your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be harsh. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you come in on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i truly thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deepthroat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then embark calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and stir on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to display a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will most likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Entirely closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your forearm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either persuading them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you most likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not fully pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So overlook these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the superb dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a fellow signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through individual debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and witnessed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by arm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Trio days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This boy claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law hard” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the man he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the fellow for a duo of minutes, I suspended up on him and he called me right back and left a voicemail telling that me suspending up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I suspended up on him that it was not a brainy idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this dude, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the stud claimed he couldn&039;t hear my spouse and embarked deepthroating into the phone before stringing up up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they wished me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m indeed jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I coax him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just desired to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strong accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He strung up up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my individual info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deep-throat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then commence calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Totally closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your forearm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either persuading them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not entirely pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in utter they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the good dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a dude indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and witnessed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal activity. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Trio days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to come in a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This fellow claims that I am being sued by someone, but the fellow wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rigid” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the man he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the fellow for a duo of minutes, I suspended up on him and he called me right back and left a voicemail telling that me draping up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I suspended up on him that it was not a clever idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this stud, if he indeed does have it. So I waited a few minutes before my spouse called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the dude claimed he couldn&039;t hear my hubby and embarked throating into the phone before suspending up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they desired me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strenuous accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He strung up up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my individual info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be raunchy. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just disregard the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deep-throat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then commence calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to display a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Downright closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your palm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either coaxing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not totally pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a fellow indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through individual debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and spotted it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal activity. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This boy claims that I am being sued by someone, but the stud wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rock hard” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the stud he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the man for a duo of minutes, I draped up on him and he called me right back and left a voicemail telling that me stringing up up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a clever idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this dude, if he indeed does have it. So I waited a few minutes before my spouse called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the dude claimed he couldn&039;t hear my hubby and began throating into the phone before dangling up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was assured to receive the loan, but they desired me to put $120.00 on a green dot card as to showcase them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m indeed jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the mighty accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He dangled up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you come in on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, eventually took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deepthroat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then commence calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to display a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Downright closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your forearm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either wooing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not downright pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So overlook these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I finish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a dude indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and eyed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They ultimately stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This stud claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law stiff” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the boy he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the dude for a duo of minutes, I dangled up on him and he called me right back and left a voicemail telling that me suspending up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a wise idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this fellow, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the dude claimed he couldn&039;t hear my spouse and embarked deep throating into the phone before stringing up up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they desired me to put $120.00 on a green dot card as to demonstrate them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m indeed jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just desired to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the powerful accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He dangled up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my individual info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your private information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i truly thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock-hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good gargle to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then commence calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and stir on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to display a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Certainly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will most likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Fully closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your forearm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either coaxing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you most likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not entirely pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a boy signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and eyed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to come in a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This boy claims that I am being sued by someone, but the stud wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law stiff” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the fellow he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the boy for a duo of minutes, I strung up up on him and he called me right back and left a voicemail telling that me stringing up up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a wise idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this dude, if he truly does have it. So I waited a few minutes before my spouse called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the fellow claimed he couldn&039;t hear my spouse and began throating into the phone before stringing up up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they desired me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m indeed jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just desired to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strong accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He draped up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my individual info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your private information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to accomplish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rigid and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just disregard the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deep-throat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then commence calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to showcase a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Fully closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your mitt for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either coaxing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you most likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not downright pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I finish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the fine dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a dude signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and eyed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Trio days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This man claims that I am being sued by someone, but the dude wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rock-hard” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the fellow he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the fellow for a duo of minutes, I dangled up on him and he called me right back and left a voicemail telling that me suspending up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I dangled up on him that it was not a clever idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this boy, if he indeed does have it. So I waited a few minutes before my spouse called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the dude claimed he couldn&039;t hear my spouse and began deepthroating into the phone before draping up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they wished me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strenuous accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He strung up up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you come in your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be rough. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply injecting information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you come in on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rigid and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just disregard the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deep-throat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t response they light up my phone and then begin calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and stir on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to showcase a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Certainly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Totally closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your mitt for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either wooing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you most likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and coerced them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not entirely pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already violated the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I finish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a dude indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and spotted it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by palm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Trio days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to come in a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just resumes. They ultimately stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This dude claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law stiff” treats, he told me he couldn&039;t tell me and that I would need to talk to his fucking partner and they would give me the information. The day before I actually talked to the fellow he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the fellow for a duo of minutes, I draped up on him and he called me right back and left a voicemail telling that me draping up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I strung up up on him that it was not a wise idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this fellow, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the fellow claimed he couldn&039;t hear my hubby and embarked sucking into the phone before draping up. My spouse waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they wished me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I coax him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just desired to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the powerful accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He dangled up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my individual info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help spread your money. But before you inject your bank account or any other individual information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be harsh. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to accomplish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you come in on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock-hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good deep-throat to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then embark calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and stir on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Certainly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will very likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Fully closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your mitt for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either coaxing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not fully pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in utter they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the excellent dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an response.

I too just received a phone call for a stud indicating the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and witnessed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal activity. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by arm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Trio days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to come in a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in total in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They ultimately stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This man claims that I am being sued by someone, but the dude wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rigid” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the fellow he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the dude for a duo of minutes, I suspended up on him and he called me right back and left a voicemail telling that me draping up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I strung up up on him that it was not a wise idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this fellow, if he indeed does have it. So I waited a few minutes before my spouse called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the fellow claimed he couldn&039;t hear my spouse and commenced throating into the phone before draping up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they desired me to put $120.00 on a green dot card as to showcase them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the strenuous accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He suspended up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help open up your money. But before you inject your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be raunchy. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to accomplish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law rock hard and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good suck to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then begin calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and stir on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantaneously close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be overlooked. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Certainly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will most likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Entirely closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your forearm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an reaction when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either wooing them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you very likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Indicating themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not totally pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in utter they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already violated the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So disregard these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the good dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a stud signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through individual debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and spotted it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal act. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by forearm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Beloved METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Trio companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They ultimately stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This boy claims that I am being sued by someone, but the man wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law rigid” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the stud he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the boy for a duo of minutes, I draped up on him and he called me right back and left a voicemail telling that me draping up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I strung up up on him that it was not a wise idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this stud, if he indeed does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the boy claimed he couldn&039;t hear my hubby and began deepthroating into the phone before dangling up. My hubby waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they desired me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I persuade him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just dreamed to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the mighty accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He strung up up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

An Online Payday Loan Or Window To A Scam, Consumer Information

Share This Page

Strapped for cash? You might think an online payday loan is a quick and effortless way to help spread your money. But before you come in your bank account or any other private information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc., a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense – an attempt to get people’s bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall. But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their muffle and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis.

So how can you avoid a scam like this one? It can be raunchy. But knowing how some scam operators work can make you think twice about the sites you visit and what you do when you get there.

  • Keep a close hold on your individual information. Whether your visit to an online payday loan site results in a loan, simply coming in information on the site may come back to haunt you. Even if you never hit “Submit” to finish the transaction, your information can be captured through keystroke logging – a program used to see and store everything you inject on application. Scammers can use this information to commit identity theft, or debit money from your accounts.
  • Read the fine print. If the details of any online transaction, application or membership program aren’t apparent and understandable, don’t go after through. Incomprehensible or hard to find details could be warning signs of a scam.
  • Review your bank account and billing statements for unauthorized charges. Regularly reading all your account statements can help you see where your money is going, and help you flag unauthorized billing charges. If you suspect an unauthorized charge, ask your bank or the merchant about it, and dispute it.

If you suspect a scam, file a complaint with the FTC. For more information, check out our Payday Loans and Online Payday Loans article.

Comments

they had had me going a year thinking I was going to be garnished from work pay, ultimately took out of my debit card with out authorization..call card company and disputed it # they call from..707-637-0905. 209-207-7416. 800-228-1188. 319-731-0157..i indeed thought I left behind to pay something..took 260.00 one time and just today 275.00 which I did not authorize either.

They switch their phone numbers permanently and if you ask them where they are located they will say different places in the U.S but they are located in India. Switch your bank account and check your credit reports too.

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

They been calling my mom my sister telling them if I don&039;t pay 500$ they taking me to court for checks fraud harassing me all day

I was called by Amanda from Johnson&039;s law stiff and has anyone been called from 760-230-8069.

I have been called by them too!

Williams just overlook the call..tell them that you know this is a scam..there is only one thing we can do to stop this scam is nothing.As this calls are from india.if we stop green dots card it will be a good suck to them..coz dis is da only way they earn. and collect money.

I&039;ve been getting calls from 209-207-7416. The # says California. If they call me and I don&039;t reaction they light up my phone and then embark calling work and asking for a manager or supervisor. What do I need to do to end this

Same here is it payday loans and they have a forin language like middle eastern.

learn how to spell before you post a comment

There&039;s no need to be a dick. Just skip over that comment and budge on with your life.

Please listen to me, b/c I have NO time to write this & would hate to think I wasted the effort!Im an Asst Dist Atty & see fraud day in and out. Im amazed when these stories get to me. What kills me,is when victims fail to Instantly close that account. THE 1ST TIME IT EVER HAPPENS! Open a Fresh account, then. With the Fresh different account number & debit card, the thief has no access! It is NOT your name or phone number that matters. ALL that matters, IS: the BANK #, car #s, Date of Birth,Soc. Sec. #, etc. +Go to the bank in person, if you are able. It is good to demonstrate a real live person whats going on. BRING ID!(&dont waste time w/ a big story to the teller. Just say, “who do I speak with, NOW, about faudulent activity in my acount. then, you&039;ll get someone behind a desk.)YOU NEED NOBODYS PERMISSION, BUT YOUR OWN, TO DO THIS. & dont feel like you have to “get them to believe you”, either. Just state it as fact. Then. MAKE IT REAL, BY FILING CHARGES, which gives you TONS of financial protection-&you need NOBODYS PERMISSION to do so. You dont need to know who broke in your house, exactly, do you, before you go tell the police you were robbed and they better catch the robbers!, right? The law is different in some states about who and how you report it to the law, so the EASIEST way to cut to that pursue is to TELL(not ASK)the person who is helping you close the old and open the fresh acount. this: “I already know, that, of course, you guys help out with any law enforcement dealing with fraud – but I want to also make a report of the theft, myself, personally. Will you please find out the best contact name for who I should call, and their number from your corporate office? Or, at least get ME in touch with them to get some guidance. I do NOT want to just wander into a police departmment & have it be disregarded. NOT enough people bother to prosecute – or even ASK the police to investigate and follow-up, but I Undoubtedly will be.” The bank person will tell you all sorts of things and excuses – cuz in truth, they DO NOT want you make a REPORT OF THEFT OF INCOME OR PROPERTY claim, and FILE HARGES (make ERTAIN you do this). because — the bank knows they will most likely not catch the guys who did this – and would RATHER have you to blame for it, if necessary.**Make CERTAIN your old account is Downright closed & withdraw every PENNY. You MAY have to take it in cash. Thats ok. Just hold it in your arm for the Five min it takes her to open the fresh one, and then deposit it all. Tell her that you want HIGH security & wont accept any automatic charges w/out a call to you 1st. If you have reoccurring monthly bills or debits, call them w/ the fresh account info, because they wont be able to find it, from the old one (which is the point, right!)Be VERY VERY careful whaT NUMBER YOU ARE CALLING TO SET UP THE Fresh AUTO DEBITS! DO NOT CALL THE NUMBERS YOU ALREADY HAVE, INSTEAD, LOOK UP A MAIN SWITCHBOARD NUMBER, EVEN IF YOU HAVE TO WAIT. iF YOU CANT FIND ONE – THEN WHEN YOU GET THE PERSON YOU NEED TO TALK TO. tell the your prob, and have THEM call or email YOU back, as confirmation that they ARE WHO THEY SAY THEY ARE. lastly–at the bank.. JUST THE FACTS. You are NOT asking them to do you a favor. This is business, and YOU are the customer. Be VERY polite, to the POINT, formal and serious. DO NOT TAKE NO for an response when they attempt to discourage you from filing charges. Politely. With a smile. You do NOT need to sound like youre “attempting,” at –either persuading them that it is TRUE (or of anything) OR like you want to explain and explain so you can “hope” they let you “get out” of paying for the charges and withdrawals made. THIS IS YOUR TRUTH: It does not MATTER if it shows that you DID give these people permission to get in your account or use your debit card – because ANY “permission” they have from you, was OBTAINED BY FRAUD. In other words: Yes, you most likely WERE tricked into providing someone access to your debit card. beause it is VERY difficult to just “make” a charge on one of those. ***SO IT IS CRITICAL, that you say: THEY WERE ONLY ABLE TO MAKE THAT CHARGE BY stone cold fraud as Signifying themselves and what company they were with, as one that I would recognize doing business with. Tell them: It would be the same thing, as hearing a daughter ask from the next room, “can I get $20?” Its ok, since she&039;s your daughter, so: You give your permission & tell her where your wallet is, and how to open the tricky clasp to it. BUT, IF YOU HAD KNOWN IT WAS ACTUALLY SOME NASTY THUG PLAYING A RECORDING OF YOUR DAUGHTER&039;S VOICE. then. you WOULDNT have given “permission/authorization,” would you have? So. ***YOU DID NOT, in reality, AT ALL, in ANY WAY. authorize or give permission to the people who took that money from you. They are criminals, and you SHOULD follow-thru. We have caught a few. and compelled them to pay their victims back. THEY RELY ON MOST PEOPLE NOT GOING TO THETROUBLE TO PRESS HARGES AND FILEA POLICEW REPORT. so do it.

wow that was a very strong comment. I appreciate your insite.I have taken your advise in consideration. These basterds have been harrassing me for more then Two years.I will do anything to make this stop so thank you I&039;ll give it a shot.

I was taken for close to 1000.00 I had a loan which I did not downright pay off.. I had been getting calls at work everyday from these crooks..I set up a payment plan for it paid off 2_weeks later I getore calls telling they would arrest me etc. I called the very first company which I had paid in total they ask who is call you I told them then they put me on the line with a supervisor who called the company turns out my account for the loan had been sold to 20 different places all of which where attempting to collect in the same loan.

225-331-3020 <–This phone number has continually called me at home, work, and my cell phone! Recently he left me a message menacing me stating that if he does not hear from either me our my attorney I will not like the hell that will be ensued on me and my family! After googling the number online I found out that I am not the only one and he uses a different name every time. Please someone stop this man and put him and/or his company in jail!!

These people are from India pulling the same scheme on tons and tons of people. People have gotten fired from their jobs due to them calling them permanently. They don&039;t only switch their names they also switch their numbers fairly often too. I am doing my research to catch these scumbags because jail is where they belong.

I don&039;t understand how these places were permitted to begin with unless the Government got a kick back off the 400% profit. They are just modern day loan sharks. /if you&039;re in a pinch, take out one of these but pay it off when it comes due. They don&039;t encourage this because they don&039;t make much off it. Be careful or you&039;ll find yourself on that long black train to payday hell.

I don&039;t care what anyone owes these vulchers, the low life collection agents have no idea why your account is delinquent and they are not paid to pass judgement. So if a company is using rude or fear inducing tactics as a way to manipulate vulnerable and decent people, then they have already cracked the law because they are prohibited by the law to use aggressive tactics to collect on bad debt. So overlook these bastards as they clearly don&039;t respect the laws that govern their own conduct in collecting debt.

these people are scam artists scamming tons and tons of people, they are a fake company permanently switching their names and phone numbers, they are a group from India with the name of their company DFF, look up DFF complaints and you will see what these scumbags do.

I applied for a online loan, they asked me to put

$250.00 on a green dot money pak. I did and was

told I have crimson flag on my social security card and to call the federal trade commission and pay them another $100.00 to get the crimson flag lifted.

I did not the very first number for the loan is 818-945-1877 and the number for the federal trade commission is 424-245-6138 can you provide me with any help getting my money back

You most likely will not get your money back. Sorry. The number to the TFC is 1-877-382-4357 File a report

The Federal Trade Commission doesn’t collect debt from individuals. The agency doesn’t “flag” people’s Social Security numbers because of debt either. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

Hello, James, I recently did the same thing, applied for an installment loan, and purchased a green dot money park card and loaded 200.00 and was told I could get a refund back once , I accomplish the loan transaction. Then I got back telling me I owe taxes for a previous loan and it was reported by FTC. Call Green Dot. Fraud division, they wwill need a copy of receipt and the front and back of the fine dot scan, to investigate. I still attempting to get my 200.00 refunded. Good luck.

I just got scamed for 400. My last $400 til payday almost a month

James this just happened to us also. Scum. We got scammed our last 296.00.

I keep getting phone calls the last one was from 717 447 7840. the man on the other end said he worked for the Federal Trade Commission and that he was calling me because of an outstanding balance with US Cash Advance. he said he name was Erick Johnson. I asked when did the FTC call citizens regarding debt. I never got an reaction.

I too just received a phone call for a boy signifying the FTC. He said he was an officer and he would arrest me. Phone # 850-910-8076.

I have been working through private debt for a little bit now. If he can&039;t send me something in writing then I pay him no concern.

I have received emails and phone calls as well asking for money for a payday loan in which I never heard of this compay. I did google number and witnessed it was a scam. Its annoying. I can send you a copy of the latest two emails I received. I told them to go to hell.

The one thing no one seems to be mentioning is this. Most of the calls, if not all of them, are coming via VOIP (voice over internet phone) and they are coming from India yet all the thick accented scammers have very American names. If they were in the United States, this would not fly, but considering they are outside of the country, they will make threats, call repeatedly, curse and attempt to menace legal activity. Incase you didn&039;t know, here&039;s a few tips. NO law enforcement agency collects debts. They will not call you, they will not ask for money over the phone, they will do none of the things described in previous posts. If law enforcement is looking for you, they sure as hell aren&039;t gonna peak you off and tell you. Secondly, as far as eing sent official looking court papers, again, if they ask for money its a scam. Court papers will be delivered by palm by the local sheriff or other law enforcement authority or sent by certified mail with legitimate contact names and numbers.

Yes you are right they are from India and they switch their names and numbers permanently. They told me they would continually call my work until I paid them $300.00 and they called my work Three days straight robo calling and calling my co-workers names when they answered the phone. They somehow even tied up our lines at work too. Big time lowlife losers they are, cant wait to see the look on their faces when they go down because these scumbags will get caught, I am researching to make sure this happens. Do a search on DFF complaints and you will see the havoc they have caused in peoples lives. Also I believe they read these sites too.

They leave a recorded message stating Hello my name is Arthur Abrum I am the director of the Claims Processing Department of Check Services. I am attempting to service notice on to Michelle Boggs in regards to case file #3134607 naming you as the primary person of interest. at this time you are now considered to be in contempt of this deposition due to lack of response from respoonder. This is your official notification of this process, if you wish to inject a statement on your behalf press 9 to be connected to a processor or you may call us at 877-669-0522. I have received these calls several times and the one time (1/27/14) when I called back they told me that I was going to be charged with Theft by receiving and fraudulant check writing on a payday loan account with Advance America. I requested that they send me a copy of where I owe and they said you will get the copy when you are served with a warrant tomorrow. I called Advance America on the same date and spoke with Lisa whom stated I did not owe Advance America anything, I had paid in utter in 2010.

it is a scam, do a research on DFF Complaints and you will see the havoc they cause people, don&039;t send them any money as lots of people have and they still proceed to harass them. They are from India scamming lots of people. They switch their numbers and names all the time.

You are certainly right. these scammers are from India and they are using good phone technology to have their numbers switch frequently. they are professional thieves. THEIR Dearest METHOD IS GREEN-DOT. and of course, people who are naïve fall prey to their mischievous tactics.

How do they come to know you took a loan from Advance America..this guys are from india right ? Is somebody from Advance America involved in this ?

Received email from FTC stateing that I had commited fraud by getting a payday loan and not paying on it ,yes I have Two payday loans but not with the company they are telling and the comp.take themoney out Two x every month msg.threatened to inform my employers They should be exposed as scammers

The Federal Trade Commission doesn’t email individuals about debts. This is another version of an imposter scam where someone claims to be from a government agency and requests payment. We’ve written about this in several latest blog posts:

My family received a call for someone looking for me telling I was about to go to jail for payday loans. Coincedently it was the same time I had defaulted but I had read about these crooks before. Unnecessary to say I filed my taxes this year and someone has stolen my identity.

I was looking online for a loan I could get without having to use a physical check since I do online banking that was set up with my college a few years ago. I got a call from someone stating I needed to finish my loan application and I needed to pay $1 to a site that would give me my credit score from Three companies. I didn&039;t do that, but then I kept getting calls from various numbers such as 888-980-1520, 750-432-1533, 643-928-7900, 673-684-4346, and the list just proceeds. They eventually stopped calling once I had my phone&039;s auto block feature turned on to block all calls unless they were in my address book. I left that one for a few days then turned it off and I haven&039;t received anymore calls, except for one. This stud claims that I am being sued by someone, but the boy wouldn&039;t tell me what I was being sued for. When I asked what kind of situations his “law stiff” treats, he told me he couldn&039;t tell me and that I would need to talk to his playmate and they would give me the information. The day before I actually talked to the fellow he left a voicemail stating that I needed to contact him at this number 785-433-4070. After searching for the number I found that it was a scam that other people had encountered and on one of the websites, it gave me a map of the location of the call. After talking to the man for a duo of minutes, I dangled up on him and he called me right back and left a voicemail telling that me dangling up was not appreciated and just for that I would be going to jail the following day at 11am. He said that I would need to have an attorney to represent me and that because I suspended up on him that it was not a clever idea since he had my DL number (which I don&039;t have a DL), my address, phone number, email address, social security number, and bank account information. Now when I applied for an online loan, I never entered my bank account information, I&039;m not exactly sure how or whom I would inform about my SSN possibly being stolen from this boy, if he truly does have it. So I waited a few minutes before my hubby called the same number, pretended to be my attorney and asked if he was located on street, such and such, in this city and state, the boy claimed he couldn&039;t hear my hubby and commenced deep throating into the phone before dangling up. My spouse waited Five minutes then attempted calling back only to not be able to get through because his cell phone number was blocked.

These are scam artists from India, they are scamming tons and tons of people out of money they don&039;t even owe. They have gotten people fired from their jobs from permanently robo calling them. Do a search on DFF complaints and you will see. Check your credit reports, these scumbags have somehow gotten a lot of peoples info.They told me my entire social security number, my drivers license number, my email, my home address, where I worked and my checking acct. number(I switched banks but that was my checking acct. number when I banked there). How scary is that? I am researching these people and they eventually will be caught because I am hot on their trail. Lowlife scumbags they are who have no life, I want to see the look on their faces when they are busted from their elaborate scams they are doing.

Someone please help me!! Yes I did attempt to take out an online payday loan. I was told I was ensured to receive the loan, but they wished me to put $120.00 on a green dot card as to display them good faith to them that I would repay the loan. Once they received the green dot payment I was then told that they couldn&039;t give me the loan after all and I would be charged like $490 to cancel the request for the loan. They said they could television it from my bank account, so I quickly notified my bank and had that account closed to keep them from taking my money!! Now they are menacing to arrest me for check fraud!! I&039;m truly jumpy about this because I have never been I trouble for anything in my life!! And I NEVER recieved a dime from them to be considered a fraud!! Someone please tell me they can&039;t do this.

Please do not feel threatened by these people in any way. They are nothing but scammers. like you said you did not receive anything from them so you owe them nothing. these people took my mother for 1200 dollars. don&039;t worry you have done nothing wrong.

I have a friend who can not seem to believe me when I tell him it&039;s all a scam. He insist on believing he&039;ll get his money any day now. How can I woo him other wise? I even told him to look it up.

The same thing just happened to me. They can not bring any charges against you. They scammed you. Dont lose any sleep worrying about charges against you because they are the criminals.

Wow this just happened to me. They called telling i owe an outstanding payday loan but could not send me any written paperwork. And then when i said i wasn&039;t paying they called me from a 911 number telling i was going too be arrested. I got worry and sent the 100 dollars. Now they said i need too pay 500 more or i will get arrested

Hey. how do they get ssn number and home address? I have observed that people to whom they call have taken loan on past.Is that loan companys provide information to them? I am with you to catch those scammers.

A suggestion.. No matter how enticing those payday loans are, they are in fact, legal predatory lenders and will charge you around 300 percent interest. You will not be able to pay these back, next pay day. Sorry to say I have learned from practice.

716-951-7764 number with recorded robo call from WirePayToday.com. I knew right away it was a scam but it&039;s still annoying when it&039;s calling at 6 AM. Just wished to pass along this information so they can hopefully be stopped. I also filed a complaint.

I recently went online to apply for a payday loan.. The next I was flooded with all theses phone calls325300165 telling I was approved for a loan and all I had to do was go in a site and pay 1.00 to get my credit score. I told the person with the intense accent that I already got my score for free but he insists that I need to pay for one on there site.. I told them no and that I know they are running a scam and I told them I was gonna call news channel 7 and expose them.. He dangled up.. I attempted to call back but it just kept ringing.. Only thing I&039;m worried about is that they do have my private info but my credit is so bad that they wouldn&039;t get anything from it. Just the point of them having my info is scary.. Don&039;t know what to do

Related movie: NetCredit – Unsecured Private Loans – Get Loan with Bad Credit


Leave a Reply

Your email address will not be published. Required fields are marked *

*